Barbara Ellis

NMLS # 299267

559-740-7002

Barbara@veromortgage.com

Barbara Ellis Loan Officer

Blog

5 Reasons You Might Want a Non-Conforming Mortgage Loan

5 Reasons You Might Want a Non-Conforming Mortgage Loan

When you apply for a home mortgage, lenders will check your credit score, income, assets, and debt. All of this will get factored into an algorithm to figure out if you are credit-worthy enough to be granted a loan. Most of the standards used by lenders a

Feb 02, 2022 | Purchasing a Home

Creative Ways to Avoid Paying Closing Costs

Creative Ways to Avoid Paying Closing Costs

You finally saved up enough for a down payment and you can almost taste being a homeowner, but then you hear about closing costs. Coming up with a few extra thousand dollars sounds impossible. Before you give up on the dream of buying a home, here are a f

Jan 26, 2022 | Purchasing a Home

5 Questions Unmarried Couples Should Ask before Buying a Home

5 Questions Unmarried Couples Should Ask before Buying a Home

Roughly 9% of all U.S. homebuyers in 2020 were unmarried couples. If you and your partner are considering a house purchase before tying the knot, there are some important questions you should ask yourself to see if it makes sense.How does the law see our

Jan 19, 2022 | Purchasing a Home

Should I Do a Cash-out Refinance on My Rental Property?

Should I Do a Cash-out Refinance on My Rental Property?

Mortgage interest rates have been near record lows for the past several years. At the same time property values have jumped dramatically, giving homeowners plenty of equity. Those two factors combine to make right now an excellent time to get a cash-out r

Jan 12, 2022 | Refinancing a Home

7 Tips for Second-Time Home Buyers

7 Tips for Second-Time Home Buyers

Buying a home for the first time is often exciting, scary, and overwhelming all at the same time. When you’re ready to move on from your starter home, you will be familiar with the home buying process, but there are still a few things you might want to co

Jan 05, 2022 | Purchasing a Home

Is the Market Headed towards 3-D Printed Homes?

Is the Market Headed towards 3-D Printed Homes?

Having revolutionized everything from the auto industry to healthcare tech to the airline business, 3-D printing is poised to dramatically change the American housing market.Lennar Corp., one of the largest U.S. homebuilders, has teamed up with Texas star

Dec 29, 2021 | Purchasing a Home

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