Barbara Ellis

NMLS # 299267

559-740-7002

Barbara@veromortgage.com

Barbara Ellis Loan Officer

Blog

Will My Mortgage Payment Increase Over Time?

Will My Mortgage Payment Increase Over Time?

If you are about to become a first-time homeowner, you may be wondering if your monthly mortgage payment will stay the same or if it will ever go up. The answer depends on what type of home loan you choose: fixed-rate, adjustable-rate, or interest-only. W

Jul 07, 2021 |

What’s the Difference Between a Home Appraisal and Inspection?

What’s the Difference Between a Home Appraisal and Inspection?

When you take the plunge to buy a home, there will be a flurry of appointments and meetings with real estate agents, mortgage lenders, title companies, and inspectors. Some of the most important appointments will come after you make an offer on a property

Jun 30, 2021 | Purchasing a Home

What to Do if the Appraisal Comes in Low

What to Do if the Appraisal Comes in Low

You’re in the middle of the home selling process, having accepted a buyer’s offer. But after your house is appraised, the reported value comes back lower than the agreed-upon price. What happens now? Does the deal fall through? In many cases, especially i

Jun 23, 2021 |

How to Protect Your Information When Applying for a Mortgage Online

How to Protect Your Information When Applying for a Mortgage Online

Applying for a mortgage these days can be done with the touch of a button. However, even though the internet makes things extremely convenient, it can also create some challenges, namely the security of your personal information. When you apply for a mort

Jun 16, 2021 |

How to Avoid Delays in Your Home Buying Process

How to Avoid Delays in Your Home Buying Process

In today’s hot seller’s market, it may be difficult to find and buy a home as quickly as you would like. As of February 2021, the average mortgage loan took 53 days to complete from start to finish. If you add in time for property search and making offers

Jun 09, 2021 |

Can I a Buy a Home with Bad Credit?

Can I a Buy a Home with Bad Credit?

Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find when they che

Jun 02, 2021 |

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