Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortgage if you have a great credit score; and you'll get a better deal as well. But what if you don’t have a credit score? Is it still possi
Aug 04, 2021 | Credit
When you are trying to buy a house, it is important to protect your credit. That means being extra careful to make all your payments on time and not opening any new credit accounts or loans during the mortgage qualification process. Another very important
Jul 28, 2021 | Purchasing a Home
Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Realtors. That supply is even tighter among the entry-level properties, making it doubly difficult for first-time home buyers to get a fo
Jul 21, 2021 | Purchasing a Home
Refinancing a mortgage can be incredibly helpful financially, whether for lowering monthly payments, shortening the loan term, or pulling out equity to pay off debt or for other projects. Even as you achieve those fiscal goals, you may wonder what effect
Jul 14, 2021 | Refinancing a Home
If you are about to become a first-time homeowner, you may be wondering if your monthly mortgage payment will stay the same or if it will ever go up. The answer depends on what type of home loan you choose: fixed-rate, adjustable-rate, or interest-only. W
Jul 07, 2021 |
When you take the plunge to buy a home, there will be a flurry of appointments and meetings with real estate agents, mortgage lenders, title companies, and inspectors. Some of the most important appointments will come after you make an offer on a property
Jun 30, 2021 | Purchasing a Home