Mary Espino

NMLS # 296942

559-804-5930

mespino@veromortgage.com

Mary Espino Loan Officer

Blog

Answers to the Most Frequently Asked Jumbo Loan Questions

Answers to the Most Frequently Asked Jumbo Loan Questions

If you live in one of our nation’s pricier areas or if you want to buy a home significantly above the median price for your area, you’ll probably need a jumbo loan. If you’re not familiar with these types of mortgages, here are some of the frequently aske

Aug 23, 2022 | Purchasing a Home

Your Mortgage Application Document Checklist

Your Mortgage Application Document Checklist

Once you find the perfect house and your offer is accepted, it is time to turn your attention to lining up the financing. If you’ve never applied for a mortgage loan before, or if it’s been many years since your last home purchase, the process of collecti

Aug 16, 2022 | Purchasing a Home

The Top 7 Mortgage FAQs of First-Time Buyers

The Top 7 Mortgage FAQs of First-Time Buyers

Buying a home for the first time is an adventure; it is exciting, but it can also be challenging to understand all the terms and procedures. If you are getting started on your home buying journey, here are some of the most frequently asked questions that

Aug 09, 2022 | Purchasing a Home

FHA Loans: the 9 Most Frequently Asked Questions

FHA Loans: the 9 Most Frequently Asked Questions

If you are getting ready to buy a home, you might want to consider using an FHA loan. What are these mortgages? Here are answers to some of the most frequently asked questions about FHA loans to help you decide if one is right for you. What is an FHA Lo

Aug 02, 2022 | Purchasing a Home

A Renovation Loan Could Help You Beat the Housing Market

A Renovation Loan Could Help You Beat the Housing Market

Today’s housing market remains hot, with soaring sales prices, even as mortgage interest rates have almost doubled in the past year. Those factors combined with very limited inventory make it difficult for many would-be buyers to get a foothold in homeown

Jul 26, 2022 | Purchasing a Home

6 Ways to Save Money on Your Next Mortgage

6 Ways to Save Money on Your Next Mortgage

Mortgage interest rates have jumped more than two full percentage points in the past year and with home prices growing at record high paces, buying a home might seem more out of reach than ever for some people. The good news is that there are smart ways t

Jul 19, 2022 | Purchasing a Home